{"id":16839,"date":"2025-05-21T10:30:32","date_gmt":"2025-05-21T10:30:32","guid":{"rendered":"https:\/\/cofre.org\/?p=16839"},"modified":"2025-05-21T10:30:32","modified_gmt":"2025-05-21T10:30:32","slug":"financiamento-habitacao-aquisicaoeconstrucao","status":"publish","type":"post","link":"https:\/\/arqdacit.com\/cofre\/noticias\/financiamento-habitacao-aquisicaoeconstrucao\/","title":{"rendered":"Suspens\u00e3o do Financiamento \u00e0 Habita\u00e7\u00e3o"},"content":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row_content&#8221; css=&#8221;.vc_custom_1544094324703{margin-top: -225px !important;}&#8221;][vc_column width=&#8221;2\/3&#8243;][vc_single_image image=&#8221;15320&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_empty_space][vc_column_text]<\/p>\n<h1>Suspens\u00e3o do Financiamento \u00e0 Habita\u00e7\u00e3o (aquisi\u00e7\u00e3o e constru\u00e7\u00e3o)<\/h1>\n<p>[\/vc_column_text][vc_empty_space][vc_column_text]Conforme j\u00e1 tivemos oportunidade de partilhar, na sequ\u00eancia de uma decis\u00e3o do Supremo Tribunal Administrativo, o Cofre, dando cumprimento \u00e0 referida decis\u00e3o, efetuou algumas altera\u00e7\u00f5es aos Estatutos, nomeadamente quanto \u00e0s altera\u00e7\u00f5es aprovadas nas Assembleias Gerais Extraordin\u00e1rias de 2012 e 2013.<\/p>\n<p>A decis\u00e3o do Tribunal n\u00e3o colocou em causa o conte\u00fado dessas altera\u00e7\u00f5es, mas concluiu que as mesmas ultrapassavam os limites da autonomia do Cofre e, por isso, s\u00f3 poderiam ser implementadas por via de Decreto-Lei.<\/p>\n<p>Em cumprimento desta decis\u00e3o, os Estatutos foram alterados, tendo sido reposta a vers\u00e3o anterior \u00e0quelas altera\u00e7\u00f5es. Esta reposi\u00e7\u00e3o trouxe v\u00e1rias implica\u00e7\u00f5es diretas, entre elas, no regime de financiamento para aquisi\u00e7\u00e3o ou constru\u00e7\u00e3o de im\u00f3veis para os s\u00f3cios, que passa a estar limitado \u00e0 modalidade de <strong>propriedade resol\u00favel<\/strong>.<\/p>\n<p>Apesar de considerarmos que este regime n\u00e3o se adequa \u00e0 realidade atual, o Cofre procurou manter este apoio ativo. No entanto, as altera\u00e7\u00f5es ao C\u00f3digo do Imposto Municipal sobre Transmiss\u00f5es (IMT) inviabilizam essa possibilidade, uma vez que o Cofre perde o benef\u00edcio da isen\u00e7\u00e3o de IMT neste tipo de transa\u00e7\u00e3o.<\/p>\n<p>Nesse sentido, em virtude das referidas limita\u00e7\u00f5es fiscais <strong>vemo-nos for\u00e7ados a suspender, com efeitos imediatos, a concess\u00e3o de financiamentos para aquisi\u00e7\u00e3o ou constru\u00e7\u00e3o de im\u00f3veis<\/strong>.<\/p>\n<p>Estamos conscientes de que esta decis\u00e3o poder\u00e1 representar um constrangimento para os nossos s\u00f3cios. Queremos, por isso, assegurar que j\u00e1 estamos a trabalhar numa proposta de altera\u00e7\u00e3o dos Estatutos, que depois de aprovada em Assembleia Geral convocada para o efeito, seja submetida \u00e0 tutela do Minist\u00e9rio das Finan\u00e7as, com vista a encontrar uma solu\u00e7\u00e3o vi\u00e1vel que permita restabelecer este apoio num modelo mais ajustado \u00e0 realidade atual.<\/p>\n<p>Agradecemos a compreens\u00e3o de todos os s\u00f3cios e reafirmamos o nosso compromisso de continuar a trabalhar em prol dos interesses e prote\u00e7\u00e3o dos nossos s\u00f3cios.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: right;\"><span style=\"font-size: xx-small;\"> data de publica\u00e7\u00e3o: 21.05.2025<\/span><\/p>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1543920244192{padding-left: 150px !important;}&#8221; offset=&#8221;vc_hidden-md vc_hidden-sm vc_hidden-xs&#8221;][vc_wp_posts title=&#8221;Novidades&#8221; number=&#8221;7&#8243;][vc_empty_space height=&#8221;20px&#8221;][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>No seguimento do cumprimento da decis\u00e3o do Supremo Tribunal Administrativo, este benef\u00edcio encontra-se suspenso.<\/p>\n","protected":false},"author":8,"featured_media":15320,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"cybocfi_hide_featured_image":"yes","footnotes":""},"categories":[125],"tags":[],"class_list":["post-16839","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Suspens\u00e3o do Financiamento \u00e0 Habita\u00e7\u00e3o - Cofre de Previd\u00eancia<\/title>\n<meta name=\"description\" content=\"Procedimento concursal&#039;20\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/arqdacit.com\/cofre\/noticias\/financiamento-habitacao-aquisicaoeconstrucao\/\" \/>\n<meta property=\"og:locale\" content=\"pt_PT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Suspens\u00e3o do Financiamento \u00e0 Habita\u00e7\u00e3o - Cofre de Previd\u00eancia\" \/>\n<meta property=\"og:description\" content=\"Procedimento concursal&#039;20\" \/>\n<meta property=\"og:url\" content=\"https:\/\/arqdacit.com\/cofre\/noticias\/financiamento-habitacao-aquisicaoeconstrucao\/\" \/>\n<meta property=\"og:site_name\" content=\"Cofre de Previd\u00eancia\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-21T10:30:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/arqdacit.com\/cofre\/wp-content\/uploads\/2024\/01\/COFRE-post-site-6.png\" \/>\n\t<meta property=\"og:image:width\" content=\"850\" \/>\n\t<meta property=\"og:image:height\" content=\"570\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Susana Inacio\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Susana Inacio\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tempo estimado de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/arqdacit.com\/cofre\/noticias\/financiamento-habitacao-aquisicaoeconstrucao\/\",\"url\":\"https:\/\/arqdacit.com\/cofre\/noticias\/financiamento-habitacao-aquisicaoeconstrucao\/\",\"name\":\"Suspens\u00e3o do Financiamento \u00e0 Habita\u00e7\u00e3o - Cofre de Previd\u00eancia\",\"isPartOf\":{\"@id\":\"https:\/\/arqdacit.com\/cofre\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/arqdacit.com\/cofre\/noticias\/financiamento-habitacao-aquisicaoeconstrucao\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/arqdacit.com\/cofre\/noticias\/financiamento-habitacao-aquisicaoeconstrucao\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/arqdacit.com\/cofre\/wp-content\/uploads\/2024\/01\/COFRE-post-site-6.png\",\"datePublished\":\"2025-05-21T10:30:32+00:00\",\"author\":{\"@id\":\"https:\/\/arqdacit.com\/cofre\/#\/schema\/person\/79cbb3f125ffa4c49aa95887e6407e5c\"},\"description\":\"Procedimento concursal'20\",\"breadcrumb\":{\"@id\":\"https:\/\/arqdacit.com\/cofre\/noticias\/financiamento-habitacao-aquisicaoeconstrucao\/#breadcrumb\"},\"inLanguage\":\"pt-PT\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/arqdacit.com\/cofre\/noticias\/financiamento-habitacao-aquisicaoeconstrucao\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/arqdacit.com\/cofre\/noticias\/financiamento-habitacao-aquisicaoeconstrucao\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\/\/arqdacit.com\/cofre\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Suspens\u00e3o do Financiamento \u00e0 Habita\u00e7\u00e3o\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/arqdacit.com\/cofre\/#website\",\"url\":\"https:\/\/arqdacit.com\/cofre\/\",\"name\":\"Cofre de Previd\u00eancia\",\"description\":\"Funcion\u00e1rios e Agentes do Estado\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/arqdacit.com\/cofre\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-PT\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/arqdacit.com\/cofre\/#\/schema\/person\/79cbb3f125ffa4c49aa95887e6407e5c\",\"name\":\"Susana Inacio\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-PT\",\"@id\":\"https:\/\/arqdacit.com\/cofre\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/c93668cf62cfe1a527c1be1752b1798d2c49661c8d1308cd6e591c10fd6df934?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/c93668cf62cfe1a527c1be1752b1798d2c49661c8d1308cd6e591c10fd6df934?s=96&d=mm&r=g\",\"caption\":\"Susana Inacio\"},\"url\":\"https:\/\/arqdacit.com\/cofre\/author\/susana-inacio\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Suspens\u00e3o do Financiamento \u00e0 Habita\u00e7\u00e3o - Cofre de Previd\u00eancia","description":"Procedimento concursal'20","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/arqdacit.com\/cofre\/noticias\/financiamento-habitacao-aquisicaoeconstrucao\/","og_locale":"pt_PT","og_type":"article","og_title":"Suspens\u00e3o do Financiamento \u00e0 Habita\u00e7\u00e3o - Cofre de Previd\u00eancia","og_description":"Procedimento concursal'20","og_url":"https:\/\/arqdacit.com\/cofre\/noticias\/financiamento-habitacao-aquisicaoeconstrucao\/","og_site_name":"Cofre de Previd\u00eancia","article_published_time":"2025-05-21T10:30:32+00:00","og_image":[{"width":850,"height":570,"url":"https:\/\/arqdacit.com\/cofre\/wp-content\/uploads\/2024\/01\/COFRE-post-site-6.png","type":"image\/png"}],"author":"Susana Inacio","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Susana Inacio","Tempo estimado de leitura":"1 minuto"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/arqdacit.com\/cofre\/noticias\/financiamento-habitacao-aquisicaoeconstrucao\/","url":"https:\/\/arqdacit.com\/cofre\/noticias\/financiamento-habitacao-aquisicaoeconstrucao\/","name":"Suspens\u00e3o do Financiamento \u00e0 Habita\u00e7\u00e3o - Cofre de Previd\u00eancia","isPartOf":{"@id":"https:\/\/arqdacit.com\/cofre\/#website"},"primaryImageOfPage":{"@id":"https:\/\/arqdacit.com\/cofre\/noticias\/financiamento-habitacao-aquisicaoeconstrucao\/#primaryimage"},"image":{"@id":"https:\/\/arqdacit.com\/cofre\/noticias\/financiamento-habitacao-aquisicaoeconstrucao\/#primaryimage"},"thumbnailUrl":"https:\/\/arqdacit.com\/cofre\/wp-content\/uploads\/2024\/01\/COFRE-post-site-6.png","datePublished":"2025-05-21T10:30:32+00:00","author":{"@id":"https:\/\/arqdacit.com\/cofre\/#\/schema\/person\/79cbb3f125ffa4c49aa95887e6407e5c"},"description":"Procedimento concursal'20","breadcrumb":{"@id":"https:\/\/arqdacit.com\/cofre\/noticias\/financiamento-habitacao-aquisicaoeconstrucao\/#breadcrumb"},"inLanguage":"pt-PT","potentialAction":[{"@type":"ReadAction","target":["https:\/\/arqdacit.com\/cofre\/noticias\/financiamento-habitacao-aquisicaoeconstrucao\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/arqdacit.com\/cofre\/noticias\/financiamento-habitacao-aquisicaoeconstrucao\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"In\u00edcio","item":"https:\/\/arqdacit.com\/cofre\/"},{"@type":"ListItem","position":2,"name":"Suspens\u00e3o do Financiamento \u00e0 Habita\u00e7\u00e3o"}]},{"@type":"WebSite","@id":"https:\/\/arqdacit.com\/cofre\/#website","url":"https:\/\/arqdacit.com\/cofre\/","name":"Cofre de Previd\u00eancia","description":"Funcion\u00e1rios e Agentes do Estado","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/arqdacit.com\/cofre\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-PT"},{"@type":"Person","@id":"https:\/\/arqdacit.com\/cofre\/#\/schema\/person\/79cbb3f125ffa4c49aa95887e6407e5c","name":"Susana Inacio","image":{"@type":"ImageObject","inLanguage":"pt-PT","@id":"https:\/\/arqdacit.com\/cofre\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/c93668cf62cfe1a527c1be1752b1798d2c49661c8d1308cd6e591c10fd6df934?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c93668cf62cfe1a527c1be1752b1798d2c49661c8d1308cd6e591c10fd6df934?s=96&d=mm&r=g","caption":"Susana Inacio"},"url":"https:\/\/arqdacit.com\/cofre\/author\/susana-inacio\/"}]}},"_links":{"self":[{"href":"https:\/\/arqdacit.com\/cofre\/wp-json\/wp\/v2\/posts\/16839","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/arqdacit.com\/cofre\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arqdacit.com\/cofre\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arqdacit.com\/cofre\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/arqdacit.com\/cofre\/wp-json\/wp\/v2\/comments?post=16839"}],"version-history":[{"count":1,"href":"https:\/\/arqdacit.com\/cofre\/wp-json\/wp\/v2\/posts\/16839\/revisions"}],"predecessor-version":[{"id":16840,"href":"https:\/\/arqdacit.com\/cofre\/wp-json\/wp\/v2\/posts\/16839\/revisions\/16840"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arqdacit.com\/cofre\/wp-json\/wp\/v2\/media\/15320"}],"wp:attachment":[{"href":"https:\/\/arqdacit.com\/cofre\/wp-json\/wp\/v2\/media?parent=16839"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arqdacit.com\/cofre\/wp-json\/wp\/v2\/categories?post=16839"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arqdacit.com\/cofre\/wp-json\/wp\/v2\/tags?post=16839"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}